Business Banking Pricing Guide
商业银行收费指南
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Account Charges 账户收费
Singapore Dollar Business Accounts 新元商业账户
Fees
费用Business Growth Account
商业增长账户Business Entrepreneur Account Plus
商业企业Plus账户Minimum Initial Deposit
最低初始存款S$1,000 S$30,000 Account Fee
账户费用S$10 per month
Waived for first 2 months.
每月S$10
首两个月豁免付费。N.A.
不适用Service Charge
服务费S$15 per month if monthly average balance falls below S$1,000 (w.e.f. 1 November 2022).
如果每月平均结余低于S$1,000,须支付每月S$15 (从2022年11月1日起生效)。S$50 per month if monthly average balance falls below S$30,000
如果每月平均结存低于S$30,000,须每月支付S$50。Early Account Closure Fee
提前关闭账户费S$50 for accounts closed within 12 months of opening.
在开立账户12个月内关闭账户,须支付S$50。S$50 for accounts closed within 6 months of opening.
在开立账户6个月内关闭账户,须支付S$50。Excess Fee
超支费用
(Incidental overdraft charge for accounts without limits)
(无限制账户的偶发透支收费)Minimum S$30 or Prime + 4.75% per annum (whichever is higher) on the excess amount.
最少30新元或对透支金额收取优惠利率+4.75%的年利率 (以较高者为准)。OCBC Velocity
(Business Internet Banking) Token
OCBC Velocity (企业网上银行服务)编码器Please refer to section "Other Service Charges" for details.
Transaction fees apply.
有关收费详情,请参阅“其他服务收费”部分。
须支付交易费。Please refer to section "Other Service Charges" for details.
Transaction fees apply.
有关收费详情,请参阅“其他服务收费”部分。
须支付交易费。eAlerts@ocbc
eAlerts@ocbc通知服务Standard charges apply. First 3 months waived.
Please refer to section "Other Service Charges" for detailed charges.
须支付标准收费。首3个月豁免付费。
有关收费详情,请参阅“其他服务收费”部分。Standard charges apply. First 3 months waived.
Please refer to section "Other Service Charges" for detailed charges.
须支付标准收费。首3个月豁免付费。
有关收费详情,请参阅“其他服务收费”部分。Transaction Fees
交易费Free bundled package via OCBC Velocity
OCBC Velocity提供免费套餐- Unlimited free FAST & GIRO transactions
- FAST和财路交易一律免费
For any other type of transaction that exceeds the free monthly bundled package listed above, standard charges apply to any other transaction(s) as per sections "Transaction Charges" & "Other Service Charges", unless otherwise mentioned.
对于超出上述每月免费套餐的任何其他类型交易,除非另行说明,否则将根据“交易收费”和“其他服务收费”部分对任何其他交易收取标准费用。Standard charges apply. Please refer to Transaction Charges.
征收标准收费。详细收费请参看交易收费。Cheque book Issuance Fee
支票簿发出费S$25 per cheque book
每本支票簿S$25S$25 per cheque book
每本支票簿S$25Cheques
支票Standard charges apply. Please refer to Transaction Charges.
征收标准收费。详细收费请参看交易收费。
Standard charges apply. Please refer to Transaction Charges.
征收标准收费。详细收费请参看交易收费。
Foreign Currency Business Accounts 外币商业账户
Fees
费用Multi-Currency Business Account
多币种商业账户Minimum Initial Deposit
最低初始存款N.A.
不适用Service Charge
服务费N.A.
不适用Account Fee
账户费用S$10 per month.
Waived if your company has an OCBC SGD account
每月S$10
若贵公司拥有华侨银行新元账户,此费用可豁免Early Account Closure Fee
提前关闭账户费N.A.
不适用Account Set-up Fee
账户开立费N.A.
不适用Excess Fee
(Incidental overdraft charge for accounts without limits)
超支费用 (无限制账户的偶发透支收费)AUD : Minimum AUD10 or AUD Prime Rate + 4% p.a.
CAD : Minimum CAD8 + CAD Prime Rate + 4% p.a.
CHF : Minimum CHF8 or CHF Prime Rate + 4% p.a.
DKK : Minimum DKK42 or DKK Prime Rate + 4% p.a.
EUR : Minimum EUR6 or EUR Prime Rate + 4% p.a.
GBP : Minimum GBP4 + GBP Prime Rate + 4% p.a.
HKD : Minimum HKD40 or HKD Prime Rate + 4% p.a.
JPY : Minimum JPY750 + JPY Prime Rate + 4% p.a.
NZD : Minimum NZD12 or NZD Prime Rate + 4% p.a.
NOK : Minimum NOK45 or NOK Prime Rate + 4% p.a.
SEK : Minimum SEK53 or SEK Prime Rate + 4% p.a.
USD : Minimum USD10 or USD Prime Rate + 4% p.a.
澳元:最少10澳元或澳元优惠利率+4%的年利率
加元:最少8加元或加元优惠利率+4%的年利率
瑞士法郎:最少8瑞士法郎或瑞士法郎优惠利率+4%的年利率
丹麦克朗:最少42丹麦克朗或丹麦克朗优惠利率+4%的年利率
欧元:最少6欧元或欧元优惠利率+4%的年利率
英镑:最少4英镑或英镑优惠利率+4%的年利率
港元:最少40港元或港元优惠利率+4%的年利率
日元:最少750日元或日元优惠利率+4%的年利率
新西兰元:最少12新西兰元或新西兰元优惠利率+4%的年利率
挪威克朗:最少45挪威克朗或挪威克朗优惠利率+4%的年利率
瑞典克朗:最少33瑞典克朗或瑞典克朗优惠利率+4%的年利率
美元:最少10美元或美元优惠利率+4%的年利率
(whichever is higher) on the excess amount.
对透支金额收取上述年利率(以较高者为准)。Minimum Day End Balance to Earn Interest
能赚取利息的最低当日结余N.A.
不适用Fees
费用USD Business Smart Account
美元商业Smart账户Minimum Initial Deposit
最低初始存款US$500
500美元Service Charge
服务费Waived for 1st 6 months.
Thereafter, US$15 per month if monthly average balance falls below US$1,000.
首六个月豁免付费。
随后如果每月平均结余低于1,000美元,须支付每月15美元。Early Account Closure Fee
提前关闭账户费US$50 for accounts closed within 1 year of opening.
在开立账户1年内关闭账户,须支付50美元。Account Set-up Fee
(One time for new accounts opened from 1 April 2015)
账户开立费
(对从2015年4月1日起开立的新账户收取一次性费用)N.A.
不适用Excess Fee
(Incidental overdraft charge for accounts without limits)
超支费用
(无限制账户的偶发透支收费)Minimum US$10 or USD Prime Rate + 4% p.a. (whichever is higher) on the excess amount.
美元:最少10美元或对透支金额收取美元优惠利率+4%的年利率。Minimum Day End Balance to Earn Interest
能赚取利息的最低当日结余N.A.
不适用 -
Time Deposits 定期存款
Singapore Dollar Time Deposit 新元定期存款
Minimum Initial Deposit
最低初始存款Available Tenures
提供期限Premature Termination
提前终止S$5,000 1-12, 18, 24 and 36 months
(shorter tenures available for higher amounts)
1-12, 18, 24和36个月
(对更高金额亦提供较短期限)Premature withdrawal fees applicable for withdrawal made prior to maturity.
在到期前取出款项,须支付提前取出的费用。Foreign Currency Time Deposit 外币定期存款
Minimum Initial Deposit
最低初始存款Available Tenures
提供期限Premature Termination
提前终止- AUD10,000
- CAD25,000
- CHF25,000
- CNH250,000
- EUR5,000
- GBP5,000
- HKD200,000
- JPY1,000,000
- NZD10,000
- USD5,000
- 1万澳元
- 2万5000加币
- 2万5000瑞郎
- 25万境外人民币
- 5000欧元
- 5000英镑
- 20万港币
- 100万日元
- 1万新西兰元
- 5000美元
1, 2, 3, 6, 9 and 12 months
(shorter tenures available for higher amounts)
1, 2, 3, 6, 9和12 个月
(对更高金额亦提供较短期限)Premature withdrawal fees applicable for withdrawal made prior to maturity.
在到期前取出款项,须支付提前取出的费用。 -
Transaction Charges 交易收费
All charges, if converted into another currency, are performed at the Bank’s published foreign exchange rates.
若需转换为另一货币,所有收费将根据银行当天公布的汇率结算。
SGD Business AccountsOver the counter branch transaction
分行柜台交易Charges
收费SGD Business Accounts
[Chargeable transactions are cash deposits (including bulk cash deposits), cash withdrawal and cash cheque encashment.]
新元商业账户
收费交易是现金存款(包括大额现金存款)、现金提款和现金支票兑现。S$20 per transaction
每笔交易S$20Cheques 支票
Cheques Deposit
支票托收Charges
收费Standard SGD Cheque Deposit Fee
支票托收费S$0.75 per cheque
每张已结算支票收费S$0.75Standard USD Cheque Deposit Fee
支票托收费US$1.00 per cheque
每张已结算支票收费US$1.00Cheques Clearing
支票签发Charges
收费Standard SGD Cheque Clearing Fee*
新币支票签发*S$0.75 per cleared cheque
每张已结算支票收费S$0.75Standard USD Cheque Clearing Fee*
美元支票签发*US$1.00 per cleared cheque
每张已结算支票收费US$1.00Returned Cheques (SGD)
新币支票退票S$50 per returned cheque due to insufficient funds
S$40 per returned cheque due to technical reasons
因余额不足被退回的支票,每张收费S$50。
因技术原因被退回的支票,每张收费S$40。Returned Cheques (USD)
美元支票退票US$40 per cheque (due to insufficient funds/technical reasons)
每张收费US$40 (因余额不足/技术原因而被退回的支票)Cheques Retrieval
支票调阅Charges
收费Cheque Image Retrieval**
支票影像调阅**New charges with effect from (“wef”) 1 January 2023:
S$21.60 (inclusive of GST) for retrievals of cheques cleared less than 1 year ago.
S$32.40 (inclusive of GST) for retrievals of cheques cleared between 1 to 3 years ago.
S$54.00 (inclusive of GST) for retrievals of cheques cleared more than 3 years ago.
New charges wef 1 January 2024:S$21.80 (inclusive of GST) for retrievals of cheques cleared less than 1 year ago.
S$32.70 (inclusive of GST) for retrievals of cheques cleared between 1 to 3 years ago.
S$54.50 (inclusive of GST) for retrievals of cheques cleared more than 3 years ago.
自2023 年 1 月 1 日起生效的新收费:
调阅1年内结算的支票影像,收费S$21.60 (包含消费税)。
调阅在1至3年内结算的支票影像,收费S$32.40 (包含消费税)。
调阅结算超过3年的支票影像,收费S$54.00 (包含消费税)。
自2024 年 1 月 1 日起生效的新收费:
调阅1年内结算的支票影像,收费S$21.80 (包含消费税)。
调阅在1至3年内结算的支票影像,收费S$32.70 (包含消费税)。
调阅结算超过3年的支票影像,收费S$54.50 (包含消费税)。
Stop Payment
停止付款Charges
收费Stop Payment (SGD)
停止付款(新元)- S$30 per cheque via Branch/Business Banking Commercial Service Centre
- S$15 per cheque via Business PhoneBanking/Business Internet Banking
- 经由分行/企业银行商业服务中心处理,每张支票S$30
- 经由企业电话银行/企业网上银行处理,每张支票S$15
Stop Payment (USD)
停止付款(美元)- US$30 per cheque via Branch/Business Banking Commercial Service Centre
- US$10 per cheque via Business PhoneBanking/Business Internet Banking
- 经由分行/企业银行商业服务中心处理,每张支票US$30
- 经由企业电话银行/企业网上银行处理,每张支票US$10
Loss of Cheque Book
遗失支票簿Charges
收费Loss of Cheque Book (SGD)
遗失支票簿(新元)- S$60 (Report via Branch/Business Banking Commercial Service Centre)
- S$30 (Report via Business PhoneBanking/Business Internet Banking)
- S$60 (经由分行/企业银行商业服务中心通报)
- S$30 (经由分行/企业银行商业服务中心通报)
Loss of Cheque Book (USD)
遗失支票簿(美元)- US$30
Marked Cheques
保付支票Charges
收费Direct Marked Cheque1
直接保付支票1- S$100 per cheque + Courier Charges (if applicable)
- 每张支票S$100+快递费(如适用)
Foreign Currency Cheques
外币支票Charges
收费Commission
佣金Agent Fees
代理费Commission-in-lieu of exchange2
无兑换佣金2Courier/Postage
快递/邮费Cleared Locally:
本地结算:- USD Cheques Drawn on Local Clearing Participating Banks
- 从本地参与结算银行提取的美元支票
Free
免费N.A.
不适用N.A.
不适用N.A.
不适用N.A.
不适用- Other Currency Cheques and USD Drawn on Non-Participating Banks
- 从本地不参与结算银行提取的其他货币支票和美元
N.A.
不适用1/8% commission (min S$30,
max S$100)
1/8%佣金 (最少S$30,最多S$100)if applicable
如适用N.A.
不适用if applicable
如适用Sent for Overseas Clearing:
送往海外结算:- In All Currencies
- 所有货币
N.A.
不适用1/8% commission (min S$30, max S$100)
1/8%佣金 (最少S$30,最多S$100)if applicable
如适用N.A.
不适用if applicable
如适用Inward Remittances 汇入汇款
Telegraphic Transfer
电汇Charges
收费Credit to SGD Account
汇入新元账户S$10 Credit to FCY Account
汇入外币账户S$10 Credit to Time Deposit
汇入定期账户Free
免费MEPS (MAS Electronic Payment System)
MEPS (金管局电子转账系统)Charges
收费Credit to Account
汇入账户Free
免费Demand Draft
即期汇票Drawn on OCBC Bank
从华侨银行提取Drawn on other Banks
从其他银行提取Credit to SGD or FCY Account
汇入新元或外币账户Free
免费1/8% commission (min S$30 + Agent fees (if applicable) + postage (if applicable)
1/8%佣金(最少S$30+代理费(如适用)+邮费(如适用))
Outward Remittances 汇出汇款Telegraphic Transfer - OCBC Velocity (Business Internet Banking), OCBC Business app, Host-to-Host, or API
电汇 - 企业网上银行服务, 商业手机银行应用程序Account Holder
账户持有人Commission
佣金Agent Fees3
代理费3Commission-in-lieu of exchange2
无兑换佣金2Cable Charge
电缆收费Debit from SGD Accounts
从新元账户中扣除S$30 If applicable, fixed fee based on remitting currency3
如适用,则按所汇货币3收取固定费用Waived
免費Waived
免費Debit from Foreign Currency Account without Foreign Exchange
从外币账户中扣除(未附带兑换)Debit from Foreign Currency Account with Foreign Exchange
从外币账户中扣除(附带兑换)
Telegraphic Transfer - Branch/Manual Instruction
电汇 - 分行/ 人工指示Account Holder
账户持有人Commission
佣金Agent Fees3
代理费3Commission-in-lieu of exchange2
无兑换佣金2Cable Charge
电缆收费Debit from SGD Accounts
从新元账户中扣除Same/Third Party: 1/8% commission (min S$10, max S$100)
同一方/第三方:1/8%佣金 (最少S$10,最多S$100)If applicable, fixed fee based on remitting currency3
如适用,则按所汇货币3收取固定费用N.A.
不适用Flat fee of S$40
固定收费 S$40Debit from Foreign Currency Account without Foreign Exchange
从外币账户中扣除(未附带兑换)Same/Third Party: 1/8% commission (min S$10, max S$120)
同一方/第三方:1/8%佣金 (最少S$10,最多S$120)1/8% commission-inlieu of exchange2 (min S$25, max S$120)
1/8%无兑换佣金 2(最少S$25,最多S$120)Debit from Foreign Currency Account with Foreign Exchange
从外币账户中扣除(附带兑换)Same/Third Party: 1/8% commission (min S$10, max S$100)
同一方/第三方:1/8%佣金 (最少S$10,最多S$100)N.A.
不适用Withdrawal from Foreign Currency Time Deposits
从外币定期存款账户提款Same/Third Party: 1/8% commission (min S$10, max S$100)
同一方/第三方:1/8%佣金 (最少S$10,最多S$100)1/8% commission-inlieu of exchange2 (min S$25, max S$120)
1/8%无兑换佣金 2(最少S$25,最多S$120)Flat fee of S$35
固定收费 S$35
IACH (International Automated Clearing House)
IACH (国际自动结算所)Account Holder
账户持有人Charges
收费Out-going Payments
对外付款S$30 per transaction
每笔交易S$30
OCBC Network Transfer - OCBC Velocity (Business Internet Banking), OCBC Business app, Host-to-Host, or API
(华侨集团汇款)Description
说明Charges
收费Out-going Payments
对外付款S$15 per transaction
每笔交易S$15
MEPS (MAS Electronic Payment System)
MEPS (金管局电子转账系统)Account Holder
账户持有人Charges
收费Out-going Payments
对外付款S$20 Cashier’s Order
银行本票Account Holder
账户持有人Charges
收费Payable to Own Name/ Third Party
支付给本人姓名/第三方S$15 per Cashier’s Order
每张银行本票S$15Outward Remittances 汇出汇款
Demand Draft
即期汇票Account Holder
账户持有人Commission
佣金Commission-in-lieu of exchange2
无兑换佣金2Postage
邮费Debit from SGD Accounts
从新元账户中扣除1/8% commission
(min S$15, max S$100)
1/8%佣金 (最少S$15,最多S$100)N.A.
不适用If applicable
如适用Debit from Foreign Currency
Accounts with Foreign Exchange
从外币账户中扣除(附带兑换)1/8% commission
(min S$10, max S$120)
1/8%佣金 (最少S$10,最多S$120)N.A.
不适用If applicable
如适用Debit from Foreign Currency
Account without Foreign Exchange
从外币账户中扣除(未附带兑换)1/8% commission
(min S$10, max S$120)
1/8%佣金 (最少S$10,最多S$120)1/8% commission-in-lieu of
exchange (min S$25, max S$120)
1/8%无兑换佣金 (最少S$25,最多S$120)If applicable
如适用GIRO (Payment and Collection) and Standing Instructions
财路(付款和收款)和常设指示)Description
说明Charges
收费Outward GIRO
财路转出S$0.20 per item
每项S$0.20Outward GIRO Return
财路转出退回S$10 per item
每项S$10Inward GIRO Return
财路转入退回Up to 50 items: S$0.50 per item
51 to 200 items: S$0.70 per item
201 to 500 items: S$1 per item
Above 500 items: S$1.50 per item
最多50项:每项S$0.50
51至200项:每项S$0.70
201至500项:每项S$1
超过500项:每项S$1.50GIRO Standing Instruction
财路常设指示S$10 per transaction
每笔交易S$10FAST
FAST转账系统FAST (Fast And Secure Transfers) - Transfer in S$, available via OCBC Velocity (business internet banking) and Business Mobile Banking app
FAST 转账系统 - 以新元转账,通过OCBC Velocity (企业网上银行服务)和商业手机银行应用程序提供服务Description
说明Charges
收费FAST (Payment and Collection)
FAST转账系统S$0.50 per transaction
每笔交易S$0.50PayNow
PayNow转账系统PayNow is a new service that – via OCBC Velocity (business internet banking) or our Business Mobile Banking app – lets you:
- Receive money from a sender who uses just your Unique Entity Number (UEN) or QR code. Your bank account number need not be used;
- Make a secure payment using the recipient’s UEN (for businesses) or NRIC/ mobile number (for individuals).
PayNow是一项新电子转账服务 - 您可通过OCBC Velocity (企业网上银行服务)和商业手机银行应用程序使用本服务,功能包括:
- 付款人只需使用您的UEN号码或QR码付款给您,无需用到您的银行账号。
- 使用收款人的UEN(对于企业)或NRIC/手机号码(对于个人)进行安全付款。
Description
说明Charges
收费To receive money through PayNow
使用 PayNow 收款Per transaction: S$0.20
(Introductory Promotion extended: Free till 31 December 2025)
The Bank reserves the right to impose charges of S$0.20 for certain use cases and industries.
每笔交易: S$0.20
推广促销期延长:免费直到2025年12月31日)
对于某些用途和行业,银行有权收取S$0.20的费用。To make payment through PayNow
使用 PayNow 付款Per transaction: - Applicable GIRO or FAST transaction fee
- S$0.20 lookup fee* (Introductory Promotion extended: Free till 31 December 2025)
每笔交易:- 如同财路或FAST转账收费
- S$0.20查询费* (推广促销期延长:免费直到2025年12月31日)
Internal Funds Transfer
银行内部转账Description
说明Charges
收费Branch / Manual Instruction
分行/ 人工指示OCBC Velocity
(Business Internet Banking)
OCBC Velocity (企业网上银行服务)For funds transfer within OCBC Singapore accounts
在华侨银行的新加坡账户之间转账S$15 per transaction
每笔交易S$15Free
免费Standing Instructions (Telegraphic Transfer/MEPS)
常设指示 (电汇/MEPS)Description
说明Charges
收费Set-up Charge
Note: Standard charges apply as per section "Outward Remittances" in this Business Banking Pricing Guide
账户开立费用
注:根据本商业银行收费指南中的“汇出汇款”部分收取标准费用S$10 Amendment/Cancellation
更改/取消S$10 Rejected items due to insufficient funds
因资金不足而被拒的项目S$30 Cancellations/Stop Payments/Amendments/Investigations
取消/停止付款/更改/调查Cancellation
取消Description
说明Charge (SGD Account)
收费(新元账户)Charge (Foreign Currency Account)
收费(外币账户)Agent Fee
代理费Cable Charge
电缆收费Cashier’s Order
银行本票S$5 per Cashier’s Order
每张银行本票S$5N.A.
不适用N.A.
不适用N.A.
不适用Demand Draft
即期汇票S$10 per draft
每张即期汇票S$10US$5 per draft
每张即期汇票US$5If applicable
如适用If applicable
如适用Stop Payments
停止付款Description
说明Charge (SGD Account)
收费(新元账户)Charge (Foreign Currency Account)
收费(外币账户)Agent Fee
代理费Cable Charge
电缆收费Cashier’s Order
银行本票S$20 per Cashier’s Order
每张银行本票S$20N.A.
不适用N.A.
不适用N.A.
不适用Demand Draft
即期汇票S$20 per draft
每张即期汇票S$20US$10 per draft
每张即期汇票US$10If applicable
如适用If applicable
如适用Amendments/Cancellations/Investigations
更改/取消/调查Description
说明Charge (SGD Account)
收费(新元账户)Charge (Foreign Currency Account)
收费(外币账户)Agent Fee
代理费Cable Charge
电缆收费Telegraphic Transfer
电汇N.A.
不适用N.A.
不适用If applicable
如适用Flat fee of S$20
固定收费S$20IACH N.A.
不适用N.A.
不适用N.A.
不适用Flat fee of S$20
固定收费S$20 -
Other Service Charges 其他服务收费
ATM/OCBC Business Debit Card 自动提款机/华侨银行商务借记卡
Description
说明Card Replacement Fee/Charges
更换卡费用/收费Lost/Stolen Card
卡遗失/失窃ATM: S$5 per card
OCBC Business Debit Card: S$20 per card
提款卡:每张卡S$5
华侨银行商务借记卡:每张卡S$20Damaged Card
卡损坏Free
免费ATM Charges (Coin Deposit Fee)
自动提款机收费 (硬币存款费)S$0.012 per coin
(total fee rounded to the nearest 1 cent)
每枚硬币 S$0.012
(总费用四舍五入至分位数)Sales Draft Retrieval Fee (1st copy)
(Applicable for OCBC Business Debit Card)
调阅签账单手续费(第一张)
(适用于华侨银行商务借记卡)S$5 Sales Draft Retrieval Fee (Subsequent copy)
(Applicable for OCBC Business Debit Card)
调阅签账单手续费(第二张及以上)
(适用于华侨银行商务借记卡)S$15 Shared ATM
使用共享自动提款机S$0.30 charge from third withdrawal onwards per calendar month
3% is levied on the S$ equivalent of the amount withdrawn
(min S$5 and max S$20 per transaction)
每个月第三笔提款开始收取S$0.30
按所提取款项的等值新元金额收取3%费用*手续费
(每次交易最少S$5,最多S$20)OCBC Malaysia & Bank NISP Indonesia ATMs
马来西亚华侨银行和印尼Bank NISP Indonesia的自动提款机S$2 per transaction
每笔交易S$2Transactions (including refunds) in foreign currencies
以外币进行的交易(包括退款)2% administrative fee + costs of conversion applies
须支付2%行政费+兑换成本 *兑换手续费Dynamic Currency Conversion Fee
动态货币转换费 *动态货币手续费All MasterCard transactions effected in Singapore dollars in a foreign country or on a foreign website will have an additional fee of 1% levied on the converted Singapore dollar amount.
所有在外国或海外网站购物,使用万事达卡并以新元进行的交易,将按兑换后的新元金额额外收取1%费用。* 手续费。Business Deposit Card 商务存款卡
Description
说明Card Issuance/Replacement Charges
发卡/更换卡收费Card Issuance
发卡S$5 per card (Promotion extended: Free for applications before 31 December 2024)
每张卡S$5 (促销期延长:2024年12月31日之前可免费申请)Replacement of card due to lost/stolen/damaged card
因卡遗失/失窃/损坏而更换卡S$5 per card (Promotion extended: Free for applications before 31 December 2024)
每张卡S$5 (促销期延长:2024年12月31日之前可免费申请)eAlerts@ocbc
eAlerts@ocbc通知服务Service Type
服务种类Service Fee
服务费Cash Alerts
现金通知S$25 per month. 1st 3 months waived.
A monthly fee of S$25 will be payable for any one of the following combinations:
- Two different accounts with one Authorised User or
- One account with two different Authorised Users or
- Account 1 for Authorised User 1 and Account 2 for Authorised User 2
A monthly fee of S$10 will be payable for each additional account or Authorised User to be alerted
每月S$25,首三个月豁免付费。
对于以下任何一项组合,须支付S$25月费:
- 一个授权用户使用两个不同账户,或
- 一个账户设有两名授权用户,或
- 授权用户1使用账户1,授权账户2使用账户2
每个额外的账户或每名需要通知授权的用户,须支付S$10月费。
Trade Finance Alerts
贸易融资通知S$25 per month. 1st 3 months waived.
A monthly fee of S$25 will be payable for Trade Finance eAlerts for 2 different email user addresses
A monthly fee of S$10 will be payable for each additional Authorised User to be alerted
每月S$25,首三个月豁免付费。
向两个不同的电邮用户地址发出贸易融资通知,须支付S$25月费。
每名额外需要通知授权的用户,须支付S$10月费。Cash and Trade Finance Alerts
现金和贸易融资通知S$35 per month. 1st 3 months waived.
A monthly fee of S$15 will be payable for each additional account or Authorised User to be alerted.
每月S$35,首三个月豁免付费。
每个额外的账户或每名需要通知授权的用户,须支付S$15月费。OCBC Velocity (Business Internet Banking)
OCBC Velocity (企业网上银行服务)Service Package Type
服务配套种类Charges
收费Basic Service Package
(Account Inquiry only)
基本服务配套
(只限账户查询)- Digital token: free
- Hardware token: S$50 each
- 数码编码器:免费
- 实体编码器:每个S$50
Standard Service Package
(Account Inquiry and any 1 Maker/Authoriser for transaction approvals)
标准服务配套
(账户查询和允许任何1名开立账户者/授权者批准交易)- Digital token: free
- Hardware token: S$50 each
- Transaction fees apply
- 数码编码器:免费
- 实体编码器:每个S$50
- 须支付交易费
Classic Service Package
(Account Inquiry and up to 2 Authorisers for transaction approvals)
经典服务配套
(账户查询和允许最多2名授权者批准交易)- Digital token: free
- Hardware token: S$50 each
- Transaction fees apply
- 数码编码器:免费
- 实体编码器:每个S$50
- 须支付交易费
Flex Service Package
(Account Inquiry and Complex Authorisation Controls for transaction approvals)
增值服务配套
(账户查询和加密授权者管制批准交易)- Digital token: free
- Hardware token: S$50 each
- Transaction fees apply
- 数码编码器:免费
- 实体编码器:每个S$50
- 须支付交易费
OCBC OneCollect
OCBC OneCollect手机应用程序OCBC OneCollect is an app that helps merchants to collect payments through QR code, receive real time transaction notifications and live transaction listings, along with end-of-day reports for easy reconciliation.
OCBC OneCollect是一个手机应用程序,协助商家通过QR码收取款项、接收实时交易通知和即时交易清单,并提供每日结余报告以方便对账。Description
说明Charges
收费OCBC OneCollect
OCBC OneCollect手机应用程序1) PayNow – 0.25% of the total funds collected, deducted on a monthly basis. First 3 months of fees are waived.
2) UnionPay – 1.50% of the total funds collected per day, deducted on a daily basis.
3) ShopeePay* – 1.50% of the total funds collected per day, deducted on a daily basis.
4) WeChat Pay* – 1.50% of the total funds collected per day, deducted on a daily basis.
1) PayNow - 所收取总金额的0.25%,每月扣除。豁免首三个月费用。
2) UnionPay - 每日所收取总金额的1.50%,每日扣除。
3) ShopeePay* - 每日所收取总金额的1.50%,每日扣除。
4) WeChat Pay* - 每日所收取总金额的1.50%,每日扣除。 -
Account and Statement Service Charges
账户和结单服务收费Description/Services
说明/服务Charges
收费Document/Statement Retrieval Charges4
(for each monthly statement)
文件/结单调阅收费4
(每一份月结单)Non-Borrowing Customer
Free for the current and previous month (statement only)
S$20 for retrieval of less than 1 year ago
S$30 for retrieval between 1 to 3 years ago
S$50 for retrieval of more than 3 years ago
S$150 per month + S$150 restoration charges for statements beyond 6
years - subject to availability非银行借贷客户
本月和前一个月免费(只限结单)
调阅1年内的文件/结单,收费S$20
调阅1至3年內的文件/结单,收费S$30。
调阅超过3年的文件/结单,收费S$50
调阅超过6年的的文件/结单,收费每月S$150+ S$150修复费,视能否给予提供。
Borrowing Customer
New charges wef 1 January 2023:
Free for the current and previous month (statement only)
S$21.60 (inclusive of GST) for retrievals of less than 1 year ago
S$32.40 (inclusive of GST) for retrievals between 1 to 3 years ago
S$54.00 (inclusive of GST) for retrievals of more than 3 years ago银行借贷客户
自2023 年 1 月 1 日起生效的新收费:
本月和前一个月免费(只限结单)
调阅1年内的文件/结单,收费S$21.60 (包含消费税)。
调阅1至3年內的文件/结单,收费S$32.40(包含消费税)
调阅超过3年的文件/结单,收费S$54.00 (包含消费税)New charges wef 1 January 2024:
自2024 年 1 月 1 日起生效的新收费:
Free for the current and previous month (statement only)
S$21.80 (inclusive of GST) for retrievals of less than 1 year ago
S$32.70 (inclusive of GST) for retrievals between 1 to 3 years ago
S$54.50 (inclusive of GST) for retrievals of more than 3 years ago
本月和前一个月免费(只限结单)
调阅1年内的文件/结单,收费S$21.80 (包含消费税)。
调阅1至3年內的文件/结单,收费S$32.70(包含消费税)
调阅超过3年的文件/结单,收费S$54.50 (包含消费税)Audit Confirmation
审计确认S$55 per financial year confirmation
每个财政年度确认S$55Letter of Reference/Foreign Endorsement
(non-loan-related)
资信证明/海外背书
(非贷款相关)S$30 per letter
每份证明S$30Letter of Reference/Foreign Endorsement
(loan-related)
资信证明/海外背书
(贷款相关)New charges wef 1 January 2023:
S$32.40 per letter (inclusive of GST)
New charges wef 1 January 2024:
S$32.70 per letter (inclusive of GST)
自2023 年 1 月 1 日起生效的新收费:
每份证明S$32.40(包含消费税)
自2024 年 1 月 1 日起生效的新收费:
每份证明S$32.70(包含消费税)Retrieval of MT103
调阅MT103S$5 (not subject to GST)
S$5 (不包含消费税)Tracers/Investigations
追踪器/调查Cable Charge
电缆收费 -
Cash Deposit/Withdrawal and Exchange Services Charges
现金存款/提款和兑换服务收费Cash Deposit/Withdrawal and Exchange Services at Teller Counter
在银行柜台提供的现金存款/提款和兑换服务Description
说明Charges
收费Coin Deposit
存放硬币S$2.00 for every 100 coins deposited or part thereof
每100枚(不足者按100枚结算)存入的硬币收费S$2.00Coin Withdrawal
提取硬币S$2.00 for every S$50 coins withdrawn or part thereof
每提取S$50(不足者按S$50结算)硬币,收费S$2.00Coin Exchange
兑换硬币S$2.00 for every S$50 changed or part thereof
每换取S$50(不足者按S$50结算)零钱,收费S$2.00Note: Our coin deposit and exchange services are available every Tuesday and Thursday during the following hours:
- 3.00pm to 5.00pm (Sunday Banking branches*, Holland Village, Paya Lebar Square and White Sands branches)
- 9.30am to 11.30am (All other branches)
*Please refer to www.ocbc.com to view the list of Sunday Banking branches.
注:我们每逢星期二和星期四提供硬币存款和兑换服务,时间如下:
- 下午3点到5点(星期天银行服务分行*, City Square, Holland Village, Paya Lebar Square 和 White Sands 分行)
- 早上9点半到11点半(其他所有分行)
*请上网www.ocbc.com,查阅提供星期天银行服务的分行。
Description
说明Charges
收费Cash Deposit
现金存款First S$20,000 per day - free; every subsequent S$10,000 (or less) - S$10.
For faster processing of notes deposited, please follow the guidelines below. Otherwise, an additional S$50 fee will be levied.
- Sort the notes by denomination and arrange them with the front side facing up, unfolded;
- Separate the notes into paper and polymer types, then pack them using rubber bands in 100-piece bundles of the same denomination;
- Bundle loose notes (ie. fewer than 100 pieces per denomination) together, sorted by denomination, and stack them upwards from the largest-sized notes (at the bottom) to the smallest (at the top).
每天存入的首S$20,000 - 免费;随后每S$10,000(或以下)存款 - S$10。
为了更快处理存入的纸钞,请遵循以下准则。否则银行将额外收取S$50费用。
- 根据纸钞面值排列,纸钞正面朝上,不要折叠;
- 将钞票按纸类和塑料类区分,同面值钞票每叠100张,用橡皮筋捆起;
- 将剩余钞票(即每种面值少于100张)放在一起,按面值整理好; 根据钞票大小排列,最大张钞票在最底下,最小张钞票在上面)。
Express Bulk Cash Deposit Service (Free 30 disposable security bags* upon sign up)
快速存入大量现金服务(在开立账户后,可免费获得30个即用即弃保安袋*)Description
说明Charges
收费Cash Deposit
现金存款First S$30,000 per day - free; every subsequent S$10,000 (or less) - S$5.
For faster processing of notes deposited, please follow the guidelines below. Otherwise, an additional S$50 fee will be levied.
- Sort the notes by denomination and arrange them with the front side facing up, unfolded;
- Separate the notes into paper and polymer types, then pack them using rubber bands in 100-piece bundles of the same denomination;
- Bundle loose notes (ie. fewer than 100 pieces per denomination) together, sorted by denomination, and stack them upwards from the largest-sized notes (at the bottom) to the smallest (at the top).
每天存入的首S$30,000 - 免费; 随后每笔S$10,000(或以下)存款 - S$5。
为了更快处理存入的纸钞,请遵循以下准则。否则银行将额外收取S$50费用。
- 根据纸钞面值排列,纸钞正面朝上,不要折叠;
- 将钞票按纸类和塑料类区分,同面值钞票每叠100张,用橡皮筋捆起;
- 将剩余钞票(即每种面值少于100张)放在一起,按面值整理好; 根据钞票大小排列,最大张钞票在最底下,最小张钞票在上面)。
Note: Ensure coins are packed not more than a total of S$5 worth of coins per bag.
注:请确保每包硬币的总值不超过S$5。OCBC Security Bag/Tag
华侨银行保安袋/标签Disposable bag (small)
S$0.40/bag (inclusive of GST) (min. 500 bags, in multiples of 500
Disposable bag (big)
S$0.60/bag (inclusive of GST) (min. 500 bags, in multiples of 500)
Reusable bag
S$70/bag (inclusive of GST
Security Tag
S$0.14/tag (inclusive of GST) (min. 1,000 tags, in multiples of 1,000)
即用即弃袋(小)
每包S$0.40 (包含消费税) (最少500包,按500包的倍数结算)
即用即弃袋(大)
每包S$0.60 (包含消费税) (最少500包,按500包的倍数结算)
可重用袋
每包S$70 (包含消费税)
保安标签
每个标签S$0.14 (包含消费税)(最少1000个标签,按1000个的倍数结算)Express Bulk Cheque Deposit Service
快速存入大量支票服务Description
说明Charges
收费OCBC Security Bag/Tag
华侨银行保安袋/标签Disposable bag
S$0.40/bag (inclusive of GST) (min. 500 bags, in multiples of 500)
Reusable bag
S$70/bag (inclusive of GST)
Security Tag
S$0.14/tag (inclusive of GST) (min. 1,000 tags, in multiples of 1,000)
即用即弃袋
每包S$0.40 (包含消费税) (最少500包,按500包的倍数结算)
可重用袋
每包S$70 (包含消费税)
保安标签
每个标签S$0.14 (包含消费税)(最少1000个标签,按1000个的倍数结算)Deposit/Withdrawal in Foreign Currency Notes
外币纸钞存款/提款Description
说明Cash Deposit Charges
现金存款收费Deposit/Withdrawal in Foreign Currency Notes
以外币纸钞存款/提款Minimum 1% commission-in-lieu of exchange2 (subject to availability of currency types and currency notes)
最少1%的无兑换佣金2(视能否提供有关货币种类和纸钞)Cash Deposit via ATMs
通过自动提款机存入现金Description
说明Cash Deposit Charges
现金存款收费Cash Deposit (Card-less)
现金存款(无需存款卡)Free. Maximum 10 deposits per account per day
免费。 每个账户每天最多10笔存款Cash Deposit (with Card)
现金存款(使用存款卡)Free. Maximum S$100,000 per account per day
免费。 每个账户每天最多S$100,000存款